Being that I work in the financial services industry I’m always surprised at how many people do not review their credit reports each year. It’s not only the people we serve but the employees even look past this easy process. Many of you know that FICO scores as part of your credit card benefits has been a hot topic and can give you a, somewhat reliable, view into your credit history. A FICO Score is simply a glimpse of what the credit reports tell you. So, it all depends on which reporting agency the issuers have a contract as to who they will report history. Most financial institutions deal with one reporting agency, although that can differ from institution to institution. Why play the game of Russian roulette with your credit? Why not know EXACTLY what can be found on your credit report. You can get your free credit report in a fast and easy manner.

Receive all 3 Credit Reports for FREE! is a centralized service for consumers to request free annual credit reports. It was created by the three nationwide consumer credit reporting companies – Equifax, Experian and TransUnion. This is not to be confused with which can misguide individuals into a paid monitoring service. is a direct result of the Fair and Accurate Credit Transactions Act (FACT Act). You can receive all 3 reports at the same time or individually every 12 months, it’s up to you.

Take Control of Your Credit Reports

Take Control of Your Credit Reports

It’s Fast, Easy and FREE

The process is fast and painless, but most of all crucial. When you apply for credit cards or looking at some more involved loans such as HELOCS or a mortgage, it’s important that you know what is on that paper. Finding items that should have either been dropped off your report or never been there at all isn’t rare. Unfortunately, it happens more than you think. The time to discover these items is now and not when a lender reveals the bad news. One point on a mortgage will cost you tens of thousands of dollars, or in our traveling minds, a once-in-a-lifetime trip. You can also call 877-322-8228 to request copies so take a few minutes and make sure you’re keeping your background clean.


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