Majored in Miles

As a "student" of miles and points for the past five years, Dakota has traveled the globe by utilizing credit cards and loyalty programs. His love for travel continually drives him to creatively find new methods of accumulating points for free travel and helping others do the same.

Why I’m Finished With Gift Card Arbitrage

***Update: GardCardRescue returned my $300 in gas cards to me without even opening the envelope. They just wrote return to sender on the front. So for those of you waiting, there still may be some hope if your cards haven’t been processed yet. This has been a bad month for those of us who manufacture spend though gift card arbitrage. We not only learned that GiftCardRescue is no longer buying gift cards, but that their assets have been frozen due to litigation (potential bankruptcy)  and will not be paying for the gift cards that they have purchased in recent...

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Will Cancelling A Card Lower My Credit Score?

When I was 19 years-old I did something really stupid, I canceled the first credit card I ever applied for. It was a no fee student card from Capital One that I wasn’t using so I thought I would cancel it to reduce my liability in case it was stolen. Looking back, I wish I could go back in time and punch that version of myself in the eye for being an idiot. If you’re reading this post, you may be asking yourself this question, “will canceling a credit card lower my credit score?” The answer: not if you...

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Cancelling The American Express Platinum Card

There are a lot of things to love about the American Express Platinum Card and one thing not to love, the $450 annual fee. Last August I got in on a great sign-up bonus of 100,000 Membership Rewards Points after $5,000 of spend in the first three months. I met the minimum spend, got the points and they sat there for nearly a year. I recently transferred them to Aeroplan for a business class award to Asia and used the scraps for the recent Amazon $25 off of $50 when using American Express points to pay. After using the...

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Review: Park Hyatt Beaver Creek

In this post, I’ll review my stay at the Park Hyatt Beaver Creek Resort and Spa near Vail, CO a few weeks ago right after ski season had closed. Rates for this hotel can reach over $900 per night during the winter months for a basic room.

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My Experience Using Chase Trip Insurance

A few months back, I was heading to Orlando for a conference and against my better judgement, I decided to fly United out of the Baton Rouge Regional Airport instead of making my usual hour drive to New Orleans International. This particular flight required me to change planes in Houston at IAH and I thought an hour and a half should be plenty of time to make the connection. Sure, the security lines were shorter and the overall tone of BTR was much more relaxed, but I didn’t consider what could happen if my 6:00pm flight were to be...

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Chase $500 Business Checking Bonus

The Deal Chase Bank is offering a great incentive at the moment to sign up for one of their Business Checking Accounts. If you currently have either a personal or business account with them, you’re eligible to receive a $500 bonus after 60 days of account opening and meeting the minimum requirements. Even if you simply sell a few items on ebay each year, you have a business. Terms vary state by state, so read this disclosure before you apply. Remember that if you need proof that your business exists, sole proprietors can easily obtain an EIN or a...

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