I wrote last week that the Barclaycard Arrival Plus, once solidly in the keeper category for me, was at risk. In the end, that remains a “maybe – maybe not” decision for me, but do know the card is available again for new applications.

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While the 5 percent miles rebate and $100 travel spend minimum make it relatively less desirable in comparison to what it was, the truth is that you still get 40,000 bonus miles after spending $3,000 in the first 3 months and $400 is still $400. For basic travel needs, this card can be a compelling alternative to the other “must have” credit cards like the Chase Sapphire Preferred (for non travel and dining spend) and the SPG Amex. I have even touted it as one of the best alternatives to the cruise line credit cards that are available. Read my quick primer on that.

In the end, it can be a compelling card for “non-bonus” spend with other card products, even if it doesn’t become your primary card. Further, while it’s not Chip and PIN priority, it is capable of PIN based transactions at unattended terminals which can be a big help when traveling just about anywhere outside the USA, especially at unattended terminals. I still haven’t made up my mind about the card’s future in my wallet, but it’s still there for the time being. If you don’t currently carry the card, it might be worth a look for the new account bonus.

-MJ, July 15, 2015